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Privacy Policy About Us

OUR COMMITMENT TO YOUTowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financia...

Get the Gift of Downpayment this Holiday Season Article

Get the Gift of Downpayment this Holiday SeasonIs a new home on your wish list this holiday season? If you’re planning on purchasing a house soon, you might be worried about coming up with enough money for your downpayment. You might be surpris...

Find Your Perfect Loan Match Article

Find Your Perfect Loan MatchThis Valentine’s Day, swipe right on homeownership. If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can sti...

Here's How to Qualify for a Mortgage Article

Here's How to Qualify for a MortgageWhether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we...

Financial Fitness Tips for First-Time Buyers Article

Financial Fitness Tips for First-Time BuyersSummer is right around the corner and if you’re on a journey to get fit before bathing suit season, you probably have a fitness routine to help you stay on track. The same should be true for your fina...

How Accurate are Mortgage Calculators? Article

Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...

How to Qualify for a Loan Using a Roommate Article

Are you considering buying a new home but worried about qualifying for a loan? Well, here's some good news: in some cases, you can use your roommate's income to boost your chances of loan approval. In this blog post, we'll explore the ben...

CASH HOME PURCHASE? Get money back through Delayed Financing! Article

Did you recently purchase a home with CASH? Here’s how you can put some money back into your pocket! Delayed financing allows you to quickly access equity in your home and receive a large portion of your cash back. Here’s how it work...

What Determines your Mortgage Interest Rate? Article

What Determines your Mortgage Interest Rate?You might have noticed that interest rates have been advertised as “historically low” lately, and that you should secure your rate before they go up.  But what exactly causes interest rates t...

What Determines your Interest Rate? Article

What Determines your Interest Rate?What determines your interest rate?While interest rates are still considered “historically low,” you might have noticed that they have been rising slowing over the past year.So, what exactly causes interest rates to...

Reasons to Become a Homeowner in 2024 Article

It’s the start of a new year, a time where most of us make our resolutions. If you’ve been thinking of purchasing your first home, why not make 2024 your year? In this article, we'll explore the various benefits of homeownership, the ...

15 versus a 30 year mortgage Article

When it comes to purchasing a home, most American’s opt for a 30-year mortgage, citing it as the more “affordable” loan. While the 30-year loan term might be the right fit for many Americans, the 15-year mortgage is a great option t...

What’s going on in the mortgage industry? Are rates at Zero? Article

What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...

5 Signs You’re Ready to Become a Homeowner Article

So, you're ready to stop making your landlord rich and start building equity through homeownership. But are you prepared for the responsibility that comes with owning a home? Despite what you've heard, buying isn't just a financial decisi...