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Your forever home starts now

Build your dream home on a secure financial foundation

Whether you're struggling to find a home that fits your needs, or you're finally ready to build your forever home, we're here for you. Our construction and renovation loan specialists have the knowledge and experience needed to guide you through this exciting process. At Towne Mortgage of the Carolinas, we're proud to offer a wide range of options for those looking to build their dream home. Our programs include fixed-rate or adjustable-rate options for conventional and jumbo loans on primary, secondary, or investment properties. If you're looking to renovate, we have both FHA and Conventional financing options, which allow you to complete the purchase and renovation of your home in one loan.

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Let us simplify the construction process for you
Building your home should be an exciting process, and at Towne Mortgage of the Carolinas, we're here to guide you through every step of the way. We've streamlined our construction process, allowing you to spend less time on the financing details, and more time focusing on what truly matters. Our goal is to leave you asking yourself, "Why didn't we do that sooner?"

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Purchase

Home buying, made simple

No matter your situation, we have a loan to fit your needs

Purchasing a home is a big decision, and at Towne Mortgage of the Carolinas, we believe that a mortgage is not a one-size-fits-all solution. That's why our team of mortgage professionals work around the clock, ensuring that your loan is custom-fit to your exact needs and that you're comfortable and confident in your financial decision. Our team of in-house processors and underwriters use common sense decision making paired with advanced technology, allowing us to provide you with affordable loans, quick processing, and excellent service- from pre-approval to the closing table. As your friends and neighbors, we are ready to go to work for you.

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Start the process with your local lender
As a local lender, our goal is to fit the needs of our community. That's why we're proud to offer loan programs that are as diverse as the communities we serve. Start the home buying process with your loan officer to determine how much you can afford and which programs might be right for you.

Conventional

FHA

Jumbo

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Refinance

Refinance

Your future begins today

Let us help you accomplish your dreams

Refinancing your current mortgage can be a great way to improve your finances. Refinancing can help lower your monthly mortgage payments, pay your loan off sooner, or put your home's equity to better use. Maybe you would like to use that money to fund college tuition, make a down-payment on an investment property, or renovate your current home. Whatever your purpose, we're here to help. Let us simplify the process for you.

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Why wait? Refinancing can offer countless benefits
When it comes to refinancing your current mortgage, there are so many ways to benefit. Whether you want to lower your monthly payment, eliminate private mortgage insurance, consolidate debt, pay for tuition or a wedding, make improvements to your home, or use your equity toward a downpayment on another property, the possibilities are endless. As your local lender, we're here help to help you accomplish all of life's dreams.

Refinance

Towne Mortgage of the Carolinas
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Towne Mortgage of the Carolinas is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage of the Carolinas is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
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© 2023 Towne Mortgage of the Carolinas. All Rights Reserved. 4515 Falls of Neuse Road, Suite 300, Raleigh, NC 27609. Phone: (919) 882-5151
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