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Employee Spotlight: Lauren Sullivan Article

We sat down with Lauren Sullivan for this month’s Employee Spotlight! Lauren radiates positive energy and can make anyone laugh with her witty humor. She’s the real deal when it comes to finding purpose after college and has paved her own...

Congratulations to our 2022 Scotsman Guide Top Originators Article

For the last 12 years, Scotsman Guide has ranked thousands of the nation's top-producing residential mortgage originators. This list has become a national benchmark for the mortgage industry. We are proud to announce that the following Towne Loan...

Renovation Loans Loan Product

FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Borrowers hoping to offset higher mortgage rates can now benefit from a conventional loan while using rental income to pay a portion of their mortgage.  Exciting news for home buyers and investors!Fannie Mae has just announced a game changing p...

Avoid these Homebuying Fouls Article

Avoid these Homebuying FoulsPreparing to qualify for a home loan is like preparing for a playoff game. During the season, you work to improve your credit score, save enough for a down payment, gather and organize all the necessary documents and searc...

How Much Downpayment Do I Need to Buy a Home? Article

How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...

Could You Qualify for Downpayment Assistance? Article

Could You Qualify for Downpayment Assistance?Are you having trouble saving up enough money for a downpayment? You’re not alone.In fact, saving for a down payment is the largest obstacle to homeownership, according to a recent Zillow Housing Asp...

Home Refinancing Page

Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.

About Towne Mortgage of the Carolinas About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Conventional Loan Product

Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms

What Are Closing Costs and Why Do You Pay Them? Article

What Are Closing Costs and Why Do You Pay Them?Most first-time buyers walk into the mortgage process knowing that they’ll be making a downpayment on their home purchase. But if you’re buying or refinancing a house, you need to be prepared...

Refinance Process Page

Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...

TowneBank Celebrates 20 Years of Local Lending Article

TowneBank Celebrates 20 Years of Local Lending TowneBank turns 20! That’s right—It’s been two decades since TowneBank first opened its doors to the public in 1999.We’re so thankful for your support throughout the past 20 years and we would not be her...

Mortgage Pre-qualification Page

Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...

Reasons to Become a Homeowner Article

Is homeownership the right move for you? Many people ask themselves this question, weighing the pros and cons of renting versus owning. While there are many factors to consider, the benefits of homeownership can be substantial. From long-term financi...

Excellence in Operations Article

Excellence in OperationsWho is Towne? “When we strive to become better than we are, everything around us becomes better too.” —Paulo Coelho, The AlchemistWe are committed to providing mortgage solutions with the hometown lending to...

USDA Loan Product

Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs

Realtor's Guide to Crushing Your 2023 Resolutions Article

Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year and see how it helps move your business forward!January - Get organized: T...

Realtor's Guide to Crushing your 2019 Resolution Article

Realtor's Guide to Crushing your 2019 Resolution Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year, and see how it helps move your...