Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Borrowers hoping to offset higher mortgage rates can now benefit from a conventional loan while using rental income to pay a portion of their mortgage.  Exciting news for home buyers and investors!Fannie Mae has just announced a game changing p...

How Much Downpayment Do I Need to Buy a Home? Article

How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...

Could You Qualify for Downpayment Assistance? Article

Could You Qualify for Downpayment Assistance?Are you having trouble saving up enough money for a downpayment? You’re not alone.In fact, saving for a down payment is the largest obstacle to homeownership, according to a recent Zillow Housing Asp...

Avoid these Homebuying Fouls Article

Avoid these Homebuying FoulsPreparing to qualify for a home loan is like preparing for a playoff game. During the season, you work to improve your credit score, save enough for a down payment, gather and organize all the necessary documents and searc...

Home Refinancing Page

Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.

About Towne Mortgage of the Carolinas About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Refinance Process Page

Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...

TowneBank Celebrates 20 Years of Local Lending Article

TowneBank Celebrates 20 Years of Local Lending TowneBank turns 20! That’s right—It’s been two decades since TowneBank first opened its doors to the public in 1999.We’re so thankful for your support throughout the past 20 years and we would not be her...

Conventional Loan Product

Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms

What Are Closing Costs and Why Do You Pay Them? Article

What Are Closing Costs and Why Do You Pay Them?Most first-time buyers walk into the mortgage process knowing that they’ll be making a downpayment on their home purchase. But if you’re buying or refinancing a house, you need to be prepared...

Mortgage Pre-qualification Page

Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...

Realtor's Guide to Crushing Your 2023 Resolutions Article

Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year and see how it helps move your business forward!January - Get organized: T...

Excellence in Operations Article

Excellence in OperationsWho is Towne? “When we strive to become better than we are, everything around us becomes better too.” —Paulo Coelho, The AlchemistWe are committed to providing mortgage solutions with the hometown lending to...

USDA Loan Product

Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs

Realtor's Guide to Crushing your 2019 Resolution Article

Realtor's Guide to Crushing your 2019 Resolution Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year, and see how it helps move your...

Careers Page

When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.

First-Time Home Buyer Page

We've compiled these helpful tools and resources to get you started on the mortgage process.

Home Buying Process Page

Buying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to homeownership:

Home Purchase Calculator Page

Purchase A New Home Page

As your local mortgage professionals, we're here to provide you with a simple, stress-free mortgage experience. Whether you're buying your very first home, purchasing a second home, or adding to your investment portfolio, allow us to show you...